Invest in sustainable furniture and earn up to 9%
Tangible assets, solid returns.
Profit and purpose, all in one.
100€ to 300€ on your first investment
As part of our community, you can benefit from a dedicated credit to help you with your first investment.
Why invest with Enky?
Up to 9% annual returns, fee-free
Resulting from strong structural profitability and a high intrinsic value asset.
Capital
protected
Financing backed by a highly exploitable asset, essential to our clients’ operations, with contractually agreed monthly payments.
Real, direct impact on the environment
Contribute to the circular economy by funding furniture designed to last, be refurbished, and rented out for many years.
A tangible, stable, and non-speculative asset
Sustainable furniture is a solid underlying asset, whose value is expected to remain stable or even increase over time.
Numbers that make a difference
A model designed to protect investors
Unlike crowdfunding or fractional property platforms that transfer risk to the final investor, Enky assumes 100% of the default risk.
Even in the event of a client default, Enky continues to pay you the monthly instalments. We take care of re-renting the furniture, and if that’s not possible, your capital is fully reimbursed.
because we can :
Our sourcing expertise allows us to anticipate trends and select furniture that is built to last and can be refurbished. The result: a robust underlying asset whose value is expected to remain stable or even appreciate over time.
Professional furniture is an essential asset for our clients’ operations. It has a high occupancy rate, is easy to redeploy, and is uncorrelated with financial markets.
Our unique positioning enables us to negotiate furniture under advantageous conditions. This purchase performance acts as an operational safeguard to protect your interests and capital—even in uncertain circumstances.
Extra safeguards are in place to protect investors’ capital in the event of Enky’s insolvency.
What your investment could earn
Turn your savings into monthly income with a secured, high-yield investment. Adjust the simulator to explore your potential returns.
Current funding
projects
Project
BLJ9
An alternative investment,
refined and hassle-free
speculative risk
They invested
It’s always nice when others are singing our praises.
FAQs
Find answers to your most pressing questions about our Invest offering.
What is Enky and Enky Invest?
Enky is a subscription-based furniture solution for professionals — including offices, restaurants, hotels, and more. In practice, we purchase high-end furniture, whether new or vintage, and rent it out to businesses. At the end of each rental contract, we refurbish the furniture and lease it to a new client, following a circular economy model.
Enky Invest is our investment platform, designed to finance our furniture stock. Each project listed on the platform corresponds to a specific rental initiative within Enky’s core business.
By investing in a project on Enky Invest, investors (like you) finance part of the furniture and, in return, receive a share of the rental income generated by that project. Enky handles the sourcing of the furniture as well as the management of tenant clients.
What can I compare an Enky investment to?
Enky Invest operates like a fractional real estate platform, but without the risks of the real estate sector.
- You co-finance an asset and receive a share of the rental income. But here, it’s about durable furniture rented to businesses (offices, hotels, restaurants), with no permit requirements, no renovation work, and no speculative risks.
- Furniture is an essential work tool for our clients, so the risk of default is negligible compared to real estate.
- Furniture assets appreciate in value: we only select pieces that can be refurbished and used for many years. With rising raw material prices and inflation, the value of these assets tends to remain stable, or even increase.
Why should I invest via Enky?
By investing with Enky, you combine financial performance with a responsible business model:
Attractive return: between 7–9% annually, paid monthly
Capital protection: multiple layers of protection, even in the event of Enky’s default
Sustainable and transparent: you directly finance the circular economy of furniture
How do you generate a 7–9% return?
By choosing well-designed furniture, extending its lifespan, and ensuring maximum usage, we achieve optimal profitability that allows us to fairly reward our investors:
- Purchase margin: We buy at 30–50% of market value
- Service margin: Clients renting the furniture also pay for services (logistics, maintenance, damage cover)
This generates ~60% project margin (net of costs), funding the 7–9% paid to investors
Do I qualify to be an investor?
Yes — open to individuals and professionals. The minimum investment is $500.
What is the risk of investing with Enky?
Unlike crowdfunding platforms, Enky bears 100% of the project risk. In case of tenant default, we find a new one without interrupting interest payments, or we refund your capital. Two extra layers of capital protection also apply if Enky were to fail.
When will I receive interest and capital repayment?
Interest is paid monthly. Most projects repay the capital at maturity, meaning at the end of the project.
Some leasing-type projects have monthly capital repayment, meaning each month along with the interest.
What is the tax treatment of my Enky investments?
The interest rates on Enky Invest are shown gross (before tax).
Individuals –
- French tax residents: Interest is taxed at a flat rate of 30%, withheld at source and pre-filled in your tax return.
- Non-French residents: No withholding tax; declare according to your local rules.
Companies –
Interest is treated as financial income and taxed under corporate tax or income tax, depending on your legal status.
Every January, Enky issues a tax summary to help you complete your declaration. For personalised advice, consult a tax professional.
How does referral on Enky Invest work?
Click Referral in your Enky Invest account to find your personal link and share it with friends.
When someone registers through your link, they receive:
- $100 credit for investing $500–$2,000
- $200 credit for investing $2,000–$5,000
- $300 credit for investing over $5,000
Once their investment is completed, you also receive a credit of the same value.
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