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Enky is a subscription-based furniture solution for professionals — including offices, restaurants, hotels, and more. In practice, we purchase high-end furniture, whether new or vintage, and rent it out to businesses. At the end of each rental contract, we refurbish the furniture and lease it to a new client, following a circular economy model.

Enky Invest is our investment platform, designed to finance our furniture stock. Each project listed on the platform corresponds to a specific rental initiative within Enky’s core business.

By investing in a project on Enky Invest, investors (like you) finance part of the furniture and, in return, receive a share of the rental income generated by that project. Enky handles the sourcing of the furniture as well as the management of tenant clients.

When you invest, you buy bonds (unit value €1) linked to the rental income from a specific furniture project. There are no fees.

The bonds are recorded, registered and numbered in the account of the issuer.

You do not own the furniture but hold a financial right proportional to your investment, linked to the rental income. The investment is “direct” because Enky owns the furniture.

1. Furnishing – We provide the furniture to our clients on a subscription basis.

2. Publication – The project is published on Enky Invest.

3. Selection – You choose the project, the amount, the rate, and the duration. Your investment finances the project’s furniture.

4. Monitoring – You manage and track your return via the investor dashboard.

The minimum amount required to start investing is $500.

'Since Enky assumes all project-related risk, your only exposure is the potential default of Enky itself.

To protect you in such a scenario, we have two strong legal mechanisms in place — comparable to a trust structure — providing:

- asset segregation,

- direct collateral through the rental contracts and the financed furniture,

investors’ priority rights.

Details of the two security mechanisms:

1) Pledge of rental income – The lease contracts signed with client companies are pledged for the benefit of investors.

In the event of Enky’s default, 100% of the remaining rental income is paid directly to them.

2) Furniture collateral – The financed furniture serves as security.

Once the rents have been collected, the furniture becomes the property of the investors, who can then sell it.

These two guarantees are further strengthened by a 30% safety margin on the underlying assets, which are legally ring-fenced from Enky’s own assets and ensure investors’ priority repayment.'