What is the tax treatment of my Enky investments?

The interest rates on Enky Invest are shown gross (before tax).

Individuals –

- French tax residents: Interest is taxed at a flat rate of 30%, withheld at source and pre-filled in your tax return. If you are on the progressive tax scale, send us a sworn statement and we will pay you the gross interest.

- Non-French residents: No withholding tax; declare according to your local rules.

Companies –

Interest is treated as financial income and taxed under corporate tax or income tax, depending on your legal status.

Every January, Enky issues a tax summary to help you complete your declaration. For personalised advice, consult a tax professional.