What happens if Enky defaults?

Because Enky assumes all project risk, your only potential exposure is Enky’s own default. To protect investors, we’ve implemented two key safeguards:

Pledge of furniture – For Subscription and Furniture Stock projects, the financed furniture is pledged as collateral, with a market value at least 30% higher than the investment amount it secures.

Pledge of rents – For Subscription and Leasing projects, future rental income is pledged as collateral, with a 20% safety margin.

These protections are held in a distinct legal structure with investors (you) as the sole, and therefore first-ranking, creditors.