Risks and Special Cases
What happens if the project’s furniture is damaged?
If the furniture in your project is damaged, Enky will repair or replace it, with penalties charged to the end customer. This guarantees your investment remains secure and your returns uninterrupted....
What happens if the project’s furniture disappears?
In the unlikely event that the furniture in your project disappears, Enky will replace it at no cost to you. Your returns and portfolio will remain unaffected, as we act immediately to ensure the continuity and stability of your investment....
What if a customer ends the contract early or goes bankrupt?
We secure a new tenant within 6 months while continuing to pay your interest. If we cannot, your capital is fully reimbursed....
How do you protect against client default?
Our business model and the nature of our assets allow us to assume this risk. - Defaults are rare: furniture is not a budget adjustment variable. - In case of default, we can relocate the furniture to another client within a few weeks, without interruptin...
What happens if Enky fails?
Because Enky assumes all project risk, your only exposure is the potential default of Enky. To protect you, we have two protection mechanisms: 1) Pledge of furniture – For “Subscription” and “Furniture Stock” projects, the financed furniture is pledged as...
What is the risk of investing with Enky?
Unlike crowdfunding platforms, Enky bears 100% of the project risk. In case of tenant default, we find a new one without interrupting interest payments, or we refund your capital. Two extra layers of capital protection also apply if Enky were to fail....
Should I diversify across projects?
It’s not necessary: the risk is already pooled across all our projects since we are the sole owner of 100% of the projects published. And unlike traditional crowdfunding, we do not transfer project risk to our investors. Whether you invest in one or sever...
