What happens if Enky fails?

'Since Enky assumes all project-related risk, your only exposure is the potential default of Enky itself.

To protect you in such a scenario, we have two strong legal mechanisms in place — comparable to a trust structure — providing:

- asset segregation,

- direct collateral through the rental contracts and the financed furniture,

investors’ priority rights.

Details of the two security mechanisms:

1) Pledge of rental income – The lease contracts signed with client companies are pledged for the benefit of investors.

In the event of Enky’s default, 100% of the remaining rental income is paid directly to them.

2) Furniture collateral – The financed furniture serves as security.

Once the rents have been collected, the furniture becomes the property of the investors, who can then sell it.

These two guarantees are further strengthened by a 30% safety margin on the underlying assets, which are legally ring-fenced from Enky’s own assets and ensure investors’ priority repayment.'